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What your 2026 BAH actually rents in west Fort Worth
BAH is set for the Fort Worth Military Housing Area from annual rental surveys — 2026 rates rose 1.4% over 2025. Below: the official anchor rates, and the part no BAH table shows you — which tracked communities fit each rate on true (net-effective) rent, not just the advertised number.
2026 anchor rates — Fort Worth MHA
| Pay grade | Status | 2026 monthly BAH |
|---|
Source: DoD/DTMO rates effective January 1, 2026, as republished by base-guide services. With-dependents rates run roughly 25% above without-dependents. These are planning anchors for the grades most commonly asked about — look up your exact grade and status at the official DTMO BAH calculator before making decisions.
Which tracked communities fit each anchor
Matched on net-effective rent (after current concessions) for each community's headline unit. BAH also has to cover utilities — the table flags fits at both 100% and a more realistic 85% of BAH.
Three things the BAH table can't tell you
1. Concessions are a year-one illusion for budgeting. Your BAH is steady; the community's effective rent isn't. A deep-concession lease-up can jump at renewal — ask what recent renewal increases looked like, because year two negotiates from base rent.
2. The buy question is live at these prices. BAH counts as qualifying income for VA loans, it's tax-free (many lenders gross it up), and active-duty members can use the benefit while serving. An E-5-with-dependents rate of $2,118 overlaps the entire 3-bedroom rental market out here — which is exactly the payment range where owning starts competing. Run the rent-vs-own math before signing long.
3. Separation changes everything mid-lease. BAH stops at separation. If you're within two years of a decision point, match your lease end to it deliberately — and read what breaking a Texas lease actually costs before assuming you can exit early.